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I'm retired. Because I'm a gardener and have a beach in my backyard I travel between October and early April. My husband and I traveled independently and with our jobs before retiring. We have driven all over Europe many many times. We have taken 5 or 6 bus tours but are not happy packing and unpacking every day. We are now taking river cruises with 50 - 100 people on board. Delightful, comfortable and convenient.