The Horny Toad at Toad's Cove is WONDERFUL. They specialize in steak and seafood. You can reach the Horny Toad by car, or pull your boat or waverunner into their docks. It's a three level restaurant and nightclub. JB Hooks is also a great for steak and seafood.  Michael's is a great steakhouse.  If you want to dine at a local secret, ask about Camp Bagnell.  It's a little out of the way, but well worth it.  Domenico's offers a wide variety of Italian.  Also, if you're here during warmer months, try Backwater Jacks.  It's a bar and grill that sits on the water and has excellent food and service. Don't forget about Plaza III The Kansas City Steakhouse at Old Kinderhook Golf course and Resort.