Sun Palace, Beach Road, Susupe, Saipan: Very close to the beach. If you are coming here without much money, as I did, this particular hotel is the best place to start. I checked in about 3am with no reservation. This hotel is the best first place for a mainlander American to make connections, especially with other "expats". The place is somewhat run down but it is staffed by Filipinos/as. The "Flips" there provide good service on a low budget. They treated me great, helping me make contact with other mainland expats and locals. I stayed a few days and decided to rent on monthly rate which was cheap. I used Sun Palace as a base to look for a cheap apartment which I also found on Beach Road. Saipan is perfect for retirees. Sun Palace is the place to make first connections.
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