This is the best bayfront bar/restaurant with casual atmosphere. The appetizers are the absolute best. It's directly on the water (so watch little ones closely), and the view of the boats, excursions, and people is great. There is always live music, including Randy Lee Ashcroft (one of my local faves!), and the bar/wait staff is very good at what they do.
There is no inside seating, so if rainy day, probably would not make this a stop...:-)