The beaches in Kelowna are pretty pathetic; the city allowed the rich folks to build on most of the waterfront, so good beaches are few and far between. The water also tends to be kind of dirty; make sure to rinse off after swimming at the beach, or you could come down with a nasty case of duck itch. The lake is wonderful if a) you can get out to the cleaner depths with a boat or b) you go to another city, like Peachland, Summerland, or Penticton, where the beaches are cleaner, and so is the water.
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