Our first trip here was in April 2012 and then we visited again in December 2013. The 2012 trip was so good that it actually convinced us we wanted to return to Cozumel!
Our 2012 trip we used Money Bar as our cruise ship excursion. An inexpensive taxi ride from pier and then we spent the day snorkeling, lounging on the man-made beach, and enjoying drinks and nachos. We don't drink alcohol and swim, so we took advantage of their great non-alcoholic drinks. For a cruise "excursion"- the price could not be beat $24 for a great plate of nachos, and 4 smoothies, plus free use of their facilities (including clean bathrooms!), and snorkeling (we brought our own gear, but rental is available).
The snorkeling was excellent because there is no beach- the rocks and reef attract fish. There are 3 different water entries/exits (two sets of stairs, and then a pier with ladder), which is good because in the rough water, some can be more difficult than others. We usually got in through the stairs and out on the pier. There is boat traffic, so be mindful when snorkeling.
In 2013 we weren't able to snorkel but visited again for those fabulous nachos and some after dive drinks. Can't wait to go back on my next visit!
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