We recently stayed at Casa Luna, a 3BR villa perched above Smuggler's Cove on the West End of Tortola. (http://www.bestofbvi.com/tortola_villas/casa_luna.htm). The villa itself was fantastic, but the view of Jost Van Dyke and other islands was absolutely spectacular.
Since the 3-mile road to Smuggler's Cove isn't paved, the area is somewhat free of cruise ship tourists since taxis won't make the trip, making the beach somewhat exclusive to people staying in the area. For most of the week, the beach was almost deserted with never more than a dozen or so people.
Smuggler's Cove is fairly protected from the winds so it an excellent place for paddle boarding or just lounging in at the water's edge. There are a few reefs in the cove where you'll find small fish and sea turtles.
If you drive to the East along the North Shore of Tortola, you'll find several bays and beaches, each with their own local charm and restaurants, most notably the Bananakeet Cafe and Myett's in Cane Garden Bay.
If you're looking for a beautiful and secluded place to stay on Tortola, Smuggler's Cove will fit the bill.
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