We are planning on going to Panama in later October/early November for 2 weeks. 1 week in the Gamboa/Panama City area and then another at the beach. We have 4 kids ages 6 to 10. We would like to go to a nice beach with some snorkeling (our reference points for good beaches are Thailand and Mexico south of Playa de Carmen to Tulum). The Pacific coast seems weak on good beaches or good snorkeling with the exception of the Pearl Islands. The Pearl Islands however seem to lack decent accommodations or any thing to do "extra" on the island. So that send us to Bocas del Toro which seems to have decent beaches, decent snorkeling and decent accommodations. However, I am a little concerned with safety in Bocas (since the serial killer was caught should be a little safer this week!) and whether or not this is a good area for younger kids. Recommendations on the nest snorkeling and beaches would be great. Also is there anything close by in Costa Rica or Venezuela that has good beach/snorkeling? Thanks!