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Cash vs DEBIT Card

manchester UK
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91 posts
22 reviews
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Cash vs DEBIT Card

I know i'll need some cash for tips etc on the island, but wondered what people thought.

Firstly, can I ask if the island shop lets you put stuff on your room bill or if you have to pay upfront (like in a normal shop)

We fancy doing a couple of bits whilst there, possibly sea fishing, and also a massage etc, but I am aware that this will go on my bill at the end of the holiday.

If we pay cash at the end, we'll need to get the dollars from a bureaux de change, at a tourist rate of about 1.5 to the pound.

If we pay on visa debit card, we'll get a better bank rate to the pound SET BY visa(i think) which I assume about 1.7 or 8 but I'll be hit with a 2.99% charge....

I cannot for the life of me work out if i'd be better off either way... Any one else done it this way?

England, United...
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for Maldives
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25 reviews
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11. Re: Cash vs DEBIT Card

Call me old fashion but no matter were i go on holiday i always take cash !

Cash is king :-)


London, United...
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27,178 posts
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12. Re: Cash vs DEBIT Card

I am surprised about the debit card comment, that it is widely accepted.

My understanding is most islands don't take it, and I am pretty sure on kuramathi we used our credit card as they would not accept visa debit, maybe it has changed in the last few years.

I would confirm with the island, you don't want to be stuck. However I personally would use credit card.

Northern Ireland...
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9,124 posts
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13. Re: Cash vs DEBIT Card

Anything over the Internet or in a foreign country or any large transaction i would never ever on pain of death use a debit card... Ever. A credit card is not your money you are handing over... Have had so many problems with cards that if I had used a debit card I would never have got my money back.... Top tip; always use a credit card for the 3 scenarios above..... Never eat the yellow snow and never book Centara grand(only joking megg/cassie lol)... Oh and 4th... Never ever argue with the fairer sex.

manchester UK
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91 posts
22 reviews
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14. Re: Cash vs DEBIT Card

Be there on the 5th Cant Wait!!!! - Days are dragging now though!!

We have asked Kuramathi direct, and they do take Visa Debit although, a final decision as to what we are to do is pending.

15. Re: Cash vs DEBIT Card

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