A group of 10 of us will be in Samoa next month and are wondering the best way to take our money. Which currency is best? Had heard NZ dollars are accepted??? Is this correct.? Are there credit card facilities available or will we need cash for most things during our stay? Are there any ATM outside Apia? We are spending 3 nights on Savaii as well as time on Upolu. Thanks for any ideas you can give me.