I know all travel insurance would disburse you the price of the ticket if you cancel your trip upon the advise of a doctor that you are unfit to travel.

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I know this is a late response to the thread, but for everyone's information - rebooking of flights FOR PASSENGERS WITH MEDICAL CONDITIONS are FREE OF CHARGE if presented with valid medical condition/s and supported with proper documents like a medical certificate and the doctor's PRC ID. Rebooking for medical cases can be made for sick passenger + 1 companion. You don't need a medical insurance for this.

Send email to servicedeskmnl@cebupacificair.com & servicedeskcebu@cebupacificair.com in this format:

1) Subject: "MEDACASE/ (BOOKING REFERENCE NUMBER)"

2) Attach copy of medical certificate with PRC ID of attending doctor

3) In the body, include complete name/s of passenger/s being rebooked with flight details of original flight

That's it! It can get tedious as they may ask for more documents to support your case, but it's possible. :)

This is based on our family's personal experience. We just rebooked our HK flight last night because our daughter and I caught flu last weekend and were advised to rest for a few more days. A friend tipped us about rebooking due to medical reasons and true enough, when we called the airline about it, those were the instructions that we were given. We are now rescheduled to fly to HK free of charge.

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