Can whales/dolphins be seen all year-round? I read some comments about frustrated tourists who didn't see whales/dolphins. What is the best time (early morning?anytime of the day?)to go for a whale/dolphin watching tour? Do they get refund/discount if they don't get to see any? How far from Panglao is the best spot for whale/dolphin watching,and how long (minutes?hours?) is the banca ride? Are the tourist provided with lifevests? I would appreciate candid feedback from travelers. Thanks.