Probably been asked a million times before, but I have information overload and just can't work out the best way to take money to Sth America!
Being an Australian, I am concerned about our dollar dropping against the US$ and think it might be wise to lock in some money now (we travel in Nov), so I was thinking of getting a travel card loaded up with some US$ now. I'm assuming that is what is needed for our Ecuador part. As for Chile and Argentina, I can't work out which is best...either just keep using the travel card or get one of those 28 Degrees Mastercards (as recommended by lots on here). I think the plan with the Mastercard thing is to get a small limit (say $1000) and put a lot more than that on it, so it is in credit?? And use that credit amount for cash withdrawals? Is this the idea? And if necessary, I could use the $1,000 limit on it if my funds ran out (and hence pay the 20.99% interest if i exceed 55 days)?
On the 28 Degrees website, it says "We don't recommend placing the account into credit. The 28 Degrees MasterCard is a credit card and was not designed for this purpose. If your account is in credit, please contact customer solution on 1300 552 079 to organise a refund." So how do other travellers get around this?
So overall, would my plan to use a US$ loaded Travel Card for some of the trip and a 28 Degrees card be a good idea?
Or would it just be wise to use the one US$ Travel Card, even though I lose money straight away loading the card from AU to US.
Also, our first stop is 24 hours in Santiago, then on to Ecuador, so would it be wise to get some US$ in cash before we leave just so we have some on hand for the first few days?
Sorry for confusing questions, I hope someone will be kind enough to enlighten me a little :)
Thanks a million for any help