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Banks and use of cards

Scotland
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11 posts
2 reviews
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Banks and use of cards

Hi there, we're just about to go to Lindos, staying at Lindos view apartments,we have been advised about the new card from going places, instead of taking travellers cheques you put your money on this card and then you can withdraw from banks as you need and then pay for meals in resturaunts using this card, it is a visa electron card. Has anyone used this method before and was it successful??? Bit worried about being stuck without being able to withdraw money or pay for meals!!! Are there many cash machines in Lindos and are they well stocked?? Any advice would be greatly appreciated!! Also does anyone know if there are any boat trips from Lindos and if so how much are they roughly and where do you go etc,Need something to keep my husband occupied!!!!!!

Leicester
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1,313 posts
9 reviews
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1. Re: Banks and use of cards

Jakki,

My travel agent has offered me similar but I'm struggling to see how this is any different from using a debit card for cash and/or purchases????

Dave.

Devizes, United...
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40,216 posts
338 reviews
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2. Re: Banks and use of cards

Hi Jakki

I can't see any benefit myself either- what if you inadvertantly mislaid the card whilst away? - there goes all your holiday money.

We take enough euros to last the first couple of days whilst we find our bearings then use our ATM cards and/or plastic. There are ATM's all around and most restaurants and shops accept Mastercard and Visa. That way, you just take out what you want when you want it.

Scotland
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11 posts
2 reviews
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3. Re: Banks and use of cards

ok cool, thanks for the advice

Athens, Greece
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13,950 posts
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4. Re: Banks and use of cards

Visa Electron is a debit ( withdrawal ) card that allows you to pay in shops and other places with immediate withdrawal from your account. It IS NOT a credit card.

Many debit cards are already "Visa electron" type too, allowing you to pay with it instead of going to an ATM to withdraw money and then pay. "Visa Electron" cards are not allowing you to pay if paying amount is over your account limit and over a certain daily limit. It is passed by a magnetic reader exactly the way a usual credit card is.

"Visa Electron" cards are a 5 yrs thing here already. It is nothing special. Their main advantage is paying immediately as if you were in front of an ATM. This is a possible problem since it does not give unlimited access to your account, but anyway it is "exposing" your accounts a little more, despite the daily paying limit restriction. This applies for ANY DEBIT CARD all over the globe.

The most possible and realistic problem is that you cannot count on a 'Visa Electron" card for your vacation, since it is more likely for a normal Visa or Master Card to be accepted than a "Visa Electron". Many central shops, even in Athens area hesitate accepting them, so it would be a little more difficult for a small shop in a village somewhere Greece.

So, go for a "Visa Electron" debit card but NOT for your vacation time. The only ( and wise ) use i 've come to find all these yrs for them is connecting them with an account, always containing only a small amount around 50 - 100 euros, and use them as Credit cards for Internet use. This is a clever one - plus you avoid traffic of your main Credit Card around dark corners of Internet.

Sorry if a little analytical, but these thingies need some extra attention.

Bangor Northern...
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28 posts
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5. Re: Banks and use of cards

Hi There

I am going to stay in the Lindos View Appartments in Septemberfor the first time with my 6 year son, would love it if you could let me no what they are like etc on your return.

With regards to withdrawing cash - I have been advised just to bring my Switch Card, as long as it has the VISA symbol on it they can be used abroad and there are many "hole in the walls" in Lindos. I have been told that on occasions they are empty due to the volume of useage but you can always get a cab into another near by town and many of teh shops and restauranst exept switch anyway.

Enjoy you hols

Derby, UK
Destination Expert
for Lindos
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8,076 posts
97 reviews
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6. Re: Banks and use of cards

Hi

One of the banks in Lindos has closed and the cash machine is no longer there. That just leaves one cashpoint, up by the donkey station. This is a very busy part of town so the cashpoint is sometimes empty. Best to go in the morning before all the daytrippers hit the village.

Scotland
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11 posts
2 reviews
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7. Re: Banks and use of cards

Thanks everyone for your advice and info, really appreciate it.

Ally, will definately report back to you about our stay, really looking forward to going as any review I have read, the appartments sound amazing, In fact I'm already looking at prices for next year and i haven't even gone yet!!!

Cape Panwa, Thailand
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3,063 posts
120 reviews
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8. Re: Banks and use of cards

Hi

They will put a charge on for you to load money onto one of these cards and i have never seen anybody useing one of these cards. Much less you go into a restaurant that is only a small place they might not accept this kind of card. My advice is take enough euros pay for a safe deposit box either have some travellers cheques as well.Next option is get yourself a nationwide debit card or credit card as they do not charge you to use abroad. Also using one of these you get a better rate of exchange while there.

IOW
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11 posts
4 reviews
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9. Re: Banks and use of cards

After reading the reviews I am interested in staying at the View apartments Lindos . Did you book it direct with Hotel/ owner or through an agent, would be grateful for any contact names etc?

Thanks

Essex, England, UK
3 posts
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10. Re: Banks and use of cards

On the subject of using money abroad and the methods of payment, I thought I would give the "Travellers Cheque Card" a go. It is American Express and I got it through Thomas Cook.

It is a good way of saving up money before you go. I usually top up £100 a month and when I go away, I always have money on the card. Naturally, it is always best to keep 50Euros in cash just incase.

The main benefits of taking a specialist card, opposed to a UK debit/credit card, is that if it is lost, AMEX will deliver the card to you (abroad) within 24 hours. Sometimes, it takes just as long to get through to your bank in the UK let alone getting another one shipped out!

It worked for me, and it saves on commission fees etc, when returning to the UK. I always have money on the card.

Hope this helps :)