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Cash or credit - which has the lowest fee?

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Lansdale, PA
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81 posts
54 reviews
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Cash or credit - which has the lowest fee?

Hi there -

We're just a few days away from our trip to Clifden (yay!), and I'm starting to think about money. Specifically, what's the best way to pay? Should we bring a lot of cash (I have a money belt, so it'll be safe) and change it to euro when we arrive? If so, are the transaction fees lower at the airport (we're flying into Dublin) or in town? Or should we plan to put most of our charges on Mastercard, which has a 3% transaction fee for overseas purchases?

Advice appreciated!

Katy

Whitney, Texas
Destination Expert
for Ireland
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11,641 posts
25 reviews
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1. Re: Cash or credit - which has the lowest fee?

don't take u.s. dollars to exchange...this is the worst exchange rate there is and if you run out during non banking hours you are just out of luck...

your best exchange rate is using you atm card....the irish banks charge no fee and then all you have to pay is whatever your bank charges......mine charge $1.00 per cash withdrawal no matter the amount, and charges nothing when making purchases......using credit cards has become rather expensive and doesn't seem to be the choice of many if it can be avoided...

2. Re: Cash or credit - which has the lowest fee?

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