I'm trying to rent a holiday apartment in Brittany and the proprietor has asked me for this. I have sent him an email stating that this simply does not exist in GB - i.e. household insurance is just for your own house. I gather that French rental insurance does not cover the property for damage caused by tenants (weird) and so they have to 'bridge the gap' by getting the tenants to ask their household insurance to 'extend' their own household insurance to another property. I don't believe a UK house insurer will do this.
I have explained to the proprietor that my travel insurance covers me to the tune of £2 million for personal liability (which I believe is "responsabilite civile"). From the reviews for this property, I know he has rented to other British people, so how do they get round this? Otherwise I don't see how a British person can rent a private property in France. Has anyone got any ideas? Thanks in advance.Edited: 7:03 am, March 01, 2014