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Money

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healdsburg
3 posts
1 review
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Money

should we take euros or dollars

Destination Expert
for Provence
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3,631 posts
2 reviews
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1. Re: Money

Hopefully, you have some Euros left over from a prior trip - if so, you can buy some additional Euros (not a whole lot) of from either your bank or AAA, so you will, at least have some/enough, upon arrival, to get you through your first couple of days.

Your best bet, once you are in Europe, will be to use ATM's to get Euros, whenever you need them.

Make sure that you notify your US (home) bank, prior to your departure, that you will be travelling, and the dates (when) and countries(where), where you will be using your ATM Card outside of the USA (nb: the contact phone number should be on the back of your card ). NOTE: While there is probably a daily maximum amount that you can withdraw on a given card, if the two of you are drawing out of the same account, and your ATM Cards have different numbers, you can probably access the max/diem per card - make sure to check this with your bank prior to departure.

Whatever you do - don't even THINK about exchanging US dollar bills for Euros, as you will get the worst exchange rate that you can imagine.

Ohio, USA
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19,004 posts
3 reviews
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2. Re: Money

Neither.

Take your ATM card and withdraw money from your checking account from the ATMs in France just as you would at home — but in €uros, of course. You can check with your bank as to what they will charge. There is a 1% currency conversion fee that almost all banks pass on to their customers and some add another 1%-2% for themselves for no good reason other than that they can. Some will also charge an "out of network" fee for each withdrawal, but fewer banks are now doing this. Even with all these charges you still come out ahead compared to what it would cost you to exchange $$$ for €uros in France let alone to buy €uros here. And carrying wads of cash when you are travelling is never a good idea...

For major purchases and hotel bills use your credit card. If you can get a Capital One credit card before you leave they will convert your €uro purchases to dollars at the official rate with no added fees or currency conversion charges. Almost no other credit card will do that.

Be sure to let both your bank and credit card issuer know you will be travelling to Europe so they can lift any security block on your cards.

connaught
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27 posts
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3. Re: Money

euros

Sydney, Australia
Destination Expert
for Train Travel
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82,213 posts
13 reviews
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4. Re: Money

I have to disagree with caoimha. If you are going to exchange cash, you would do better to take dollars and change them into euros in Europe, rather than buying euros in USA.

However, as noted above, you do even better to use ATMs.

Brunswick, Maine
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2,492 posts
40 reviews
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5. Re: Money

I checked with my AAA before I left and their exchange rate was abysmal.

Use an ATM at the airport after you land. There are everywhere.

6. Re: Money

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