Hadn't even thought about this - never used for other abroad travels, then i started reading some of the posts on here and I am considering purchasing the extra coverage - contacted our home carrier who verifies we do have coverage in Mexico and all expenses treated in network if ER situation - the problem seems to be in the "pay first - then get reimbursed" seems like the $ up front is the primary concern for the facilities in Mexico. Having decided to go ahead and get the insurance i'm wondering which one TA members have had to use and how the experience went? Hard to find reviews on these type of companies - a lot of explaining what they provide but no real customer feedback. What i can find on Allianz on Welp is all bad, nothing on Frontier Medex - who i am leaning towards. Any input will be appreciated.