Last night, my husband and I got into a serious conversation about vacations and the money which should be set aside. We are both curious how so many people on the forum take 3 and 4 vacations a year? We live a somewhat modest life. We both have good jobs. We don't have children or high car payments. Yet we struggle some years to make sure we have the funds to go on 1 nice vacation let alone 3 or 4. We would sure be interested to read your tips and tricks to budgeting multiple vacations.