We'd like to take our kids to Zihuatanejo for some family togetherness before our daughter goes to college. Our son is 13, and I've noticed most of the nicer hotels won't allow kids under 14. This will be our first trip to Mexico, so I'm a little nervous about hotel comfort and cleanliness, thinking I'd like to have a little luxury but don't need all that exclusivity anyway. I'm also a bit bug-phobic. Also, this is a little last minute; we'd like to go in February. Any recommendations, suggestions?