Hi, planning trip for 6 to St. John next June 2014. I'm getting trip insurance (just in case!). I'm in the process of comparing companies/plans, Allianz, CSA, etc. I think we need just a 'basic' package, but the fine print makes me a little nervous.....example:
"3. Strikes, natural disasters or bad weather resulting in the complete cessation of services by the airline, the tour operator or the cruise line for at least 24 consecutive hours. The Company will not cover losses resulting from strikes of the person, organization, agency, or tour operator, or their affiliate companies, that solicited this coverage and/or Your insured travel arrangements to You."
Does "bad weather resulting in the complete cessation of services by the airline" actually COMPLETE cessation of services (nationwide) or does in mean to our destination? (thinking hurricane).