We are an American family of four looking to invest in real estate on Montserrat. We were there a year ago and loved it. We are, of course, worried about the ash and future volcanic activity, as well as the building standards, materials used to build houses, and the ease in which one can have water hooked up to the house, electricity (underground?), etc. Also, if there are any seimologists, geologists, or others who are experts in volcanoes, I'm wondering if you'd ever consider investing on a lot in Montserrat. Also, if you live in Monserrat, I would like to hear how you like it (and the pros and cons of living there). WE would use the home we build as a second home and rental, and then the place we'd like to retire. We're only in our 40s now though!