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Trip Insurance is a Rip Off

Level Contributor
36 posts
17 reviews
12 helpful votes
Trip Insurance is a Rip Off

I will never buy trip insurance again. It is a rip off. They have so many rules and guidelines that can be interpreted in lots of ways and if they can get out of paying they will. It is not worth the paper that is printed on. So, folks do not throw your money away. Take a chance on whatever comes your way.

UK, Mauritius
Destination Expert
for Mauritius, Belle Mare, Pointe Aux Piments, Pereybere
Level Contributor
51,524 posts
148 reviews
969 helpful votes
1. Re: Trip Insurance is a Rip Off

No thanks - I prefer to be insured :)

Edinburgh, United...
Level Contributor
16,873 posts
18 reviews
8 helpful votes
2. Re: Trip Insurance is a Rip Off

Same here :)

Leeds, United...
Destination Expert
for Leeds, Bradford
Level Contributor
26,920 posts
380 reviews
1,182 helpful votes
3. Re: Trip Insurance is a Rip Off

I'd rather have the peace of mind too. It also helps if you read into what you are covered for before you commit to buying the insurance.

East Sussex, United...
Level Contributor
6,030 posts
14 reviews
4 helpful votes
4. Re: Trip Insurance is a Rip Off

Insurance all the way. Just read what you are buying.

Lancashire, United...
Destination Expert
for Playa Blanca
Level Contributor
44,960 posts
63 reviews
95 helpful votes
5. Re: Trip Insurance is a Rip Off

No way would I consider it a rip off, or travel without it. Over the years it's saved me more money than it's cost me!

It does help if you read the policy before buying!

Bodmin, United...
Destination Expert
for Cornwall
Level Contributor
12,791 posts
84 reviews
117 helpful votes
6. Re: Trip Insurance is a Rip Off

Always insurance for me, I know what I am covered for too. So many seem to buy the cheapest policy possible online, then moan when they aren't covered for the things they need.

Ayr, United Kingdom
Level Contributor
2,723 posts
8 reviews
49 helpful votes
7. Re: Trip Insurance is a Rip Off

What a daft bit of advice - telling people not to buy travel insurance. If I was to break a leg while on holiday in the USA, it will cost tens of thousands of dollars. If I don't have insurance I'm going to need to sell my house!

I've never had to claim but still never felt it was a waste of money. It's piece of mind.

London, England
Level Contributor
10,777 posts
77 reviews
64 helpful votes
8. Re: Trip Insurance is a Rip Off

I'd never go anywhere without adequate travel insurance. Those that do are extremely silly, you just never know what may happen.

Fredericia, Denmark
Level Contributor
37,532 posts
7 reviews
15 helpful votes
9. Re: Trip Insurance is a Rip Off

I am very satisfied with the travel insurance that comes with my credit card. Never had any problems the few times I have made a claim.

Travelling without insurance is a very bad advice.

Destination Expert
for London, Devon
Level Contributor
26,825 posts
51 reviews
52 helpful votes
10. Re: Trip Insurance is a Rip Off

If you think trip insurance is a rip-off, price up the cost of an air ambulance to repatriate you or a member of your family after a serious accident.

Pity the 'Report inappropriate content' button doesn't have 'grossly misleading advice' in the drop-down menu.