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There a numerous operators who conduct the "Stingray City" sandbank tour. It is a must for a visit to Grand Cayman, unless you frequently feed and hold Stingrays. The Cayman dollar price was $42 for tourists. If you have contacts on island ask for them to get you the local resident price.
Not for the budget traveller. The cheapest specials board starter was $12 Cayman Island dollars and the mains started at $28 Cayman dollars. However, as someone who does not often eat seafood, because of the risk from poor cooking and/or poor filleting, I was very pleased to polish off both my fried calamari appetizer and mahi-mahi main in a creamy sauce. On a busy Friday night our waiter was not impeccable on timing, but sociable and attentive when not occupied with his other tables.
We travelled here by car on one day and by boat another to sit on the beach and drink a cocktail admiring the view back across the North Sound. For turquoise sea and warm sea swimming I think it comes second to seven mile beach, but the distance from Georgetown makes it feel a little more like island life if its not too crowded. However, I am told it is more often than not a busy beach location if you are looking for one of the few beach hammocks.
If you can access Starfish Point, a little to the south of Rum Point (it'll probably require a boat), it is worth it to see some pretty big Starfish.
If the cruise ships are in I don't think you will find a secluded spot. However, the further north you head along the beach, the better your chances. But the real attraction is the number of small reefs that are accessible from the beach, certainly towards the northern end of the beach which makes snorkelling a real winner.
We did a two dive boat trip with Wall to Wall. The first dive was on the reef wall just off Seven mile beach called Little tunnels, and the second was the USS Kittywake. Giles and Al were the dive guides and really made the trip a success. They were knowledgeable, sociable and went to great lengths to point out underwater life to those without eagle eyes. They are licensed to hunt Lionfish, so it is likely that on a dive they will kill one and feed it to other fish. Given the menace Lionfish pose to Caribbean native fish it is interesting to see the effort to control the problem in action.
Can wholeheartedly recommend the happy hour from five through to seven each day. On entering the bar/restaurant the colonial furniture might suggest its too upmarket for value for money drinks, but worry not and order a Banana Banshee, or enjoy the half price beer!