Pakistan is primarily a cash-based society. Few establishments take credit cards, and virtually no establishments take traveler's checks. So be sure to bring plenty of cash, while taking necessary precautions. In the city of Gujranwala, for example, you will find no place to obtain cash from credit cards or traveler's checks, though this city is the fifth largest city in Pakistan.

Pakistan's banking sector is one of few developed sectors of Pakistan. Every Bank has it's own ATM Machines and online branches in almost  every city. If you carry an ATM card of any bank with Maestro, Cirrus or other common types you can use your card here in some banks- though they may be somewhat hard to find, or due to some recent changes, more difficult than before. Some ATM networks such as Star and Plus and more difficult to find, especially in smaller cities. There are many money changers, and there will be at least one in the international airports. In Pakistan here are a few major ones:  http://www.forexpk.com/kalpoint/kki/c...  and   http://www.pakpost.gov.pk/western_uni...  

Western Union is known to everyone in the world. Western Union is working almost in every city of Pakistan.  http://www.cybercity-online.net/4u/ba...   You can search any Pakistani Bank's website here.

The unit of currency in Pakistan is the Rupee (R). The Rupee (R) equals 100 paisa. $1.00 (US) is about 60 Rupees.

Coins are available in the following denominations: 1, 2, 5, 10, 25 and 50 paisa and of 1 rupee.

Notes (Paper Money) is available in the following denominations: 1, 2, 5, 10, 50, 100, 500 and 1000 rupees.