Phillipsburg - Dutch side capital where the cruise ships dock.  Great duty free shopping not a lot of nightlife.

Simpson Bay - Dutch side, the crossroads of the island.  Has lots of restaurants, timeshare and is central to everything.  The major marina is here.

Maho- Dutch side.  Next to the airport.  Party central for the island.  Restaurants, casinos, bars, nightclubs.  Lots of action, lights and noise but very fun.

Cupecoy / Lowlands.  French - Dutch border on the Northwest side of the island.  The golf course, Atlantis casino, some good restaurants and lots of expensive villas dominate this section of the island.

Marigot - French Capital.  Very Eurpoean feel with upscale shopping and dining at a more relaxed pace.  Nice marina and you can catch a ferry to anguilla St. Barths and other islands.

Grand Case. - French side.  Dining capital of the Caribbean.  Spend $5 for local BBQ or $100 for fine French Cuisine.  Both are worth it.

Dawn Beach Eastern Dutch- French border  Used to be a quiet area but is the site of major new construction.