We went for breakfast this morning. Our meal was actually quite good. Not until our bill arrived did problems begin: One would think you pay your bill at the front desk with the register and woman staring there. WRONG! We took our bill and cash to the register to pay and were told that you pay your server. Our server walks up, I give her our bill and cash, she takes another table's change back to the other table and returns. She then tells me that I did not give her enough money, and at that point, I realized that my $20US bill was no longer in the pile of cayman and US dollars I gave her. Either she inadvertently gave the $20US bill to the other couple as change (lucky them) or she pocketed the money herself. Be aware that in Cayman the prices are in Cayman dollars, which then coverts to a higher US dollar rate, which in turn gets covered back to Cayman dollars as change. It is not uncommon for this process to go awry, in which the bartender, server, etc fails to give proper change as the poor tourist is already confused about the conversion process. The rest of my trip will be paid with my no international fee transaction credit card to minimize such "incidents". Also be aware that EVERYWHERE tacks on 15% service fee "for your convenience" but they still include a tip line on your bill. Either ALWAYS pay in Cayman dollars or use your credit card. If paying cash, count the bills out to your server before handing it over to minimize this "confusion" (scam).
This review is the subjective opinion of a TripAdvisor member and not of TripAdvisor LLC.