After spending the last 6 years vacationing in Costa Rica, my husband and I are planning a one week trip to Panama for a change in February (we already have the airline tkts). We will spend some time near the Canal and probably go to Boquette. Since we are coming from NY, we do want to spend some time on a beach. I'm very confused about Bocas del Toro. I can't seem to find a recommended hotel that is on or near a nice beach. I'm also concerned about the postings I've seen regarding noise, dirty water and bugs. Perhaps I'm spoiled by the beautiful little eco lodges of Costa Rica. Should I be looking in a different area than Bocas Town?