My husband and I and another couple just returned from three weeks on the Bay Islands. The second week we discovered Payabay Resort. This is not to be missed. We had a wonderful time there. The resort is set in a fantastic setting with some of the rooms hanging over the water. There is a small private beach a very short walk from the rooms as well as a huge beach adjacent to the property. The diving and snorkling are wonderful. I can't say enough good things about the people that run and work at the resort. They were all terrific and if for no other reason I would return to Payabay just to see them all again. The food was outstanding and the service superb. If the weather doesn't cooperate there are other things to do there such as hiking to the other side of the island or walking to a small settlement nearby and meeting the people who live there. Need I say more? If you have any questions I would be most happy to answer them for you. Go, relax, enjoy and have fun. Carol and Ron Cherkewich, Canada.