We have never rented before and are preparing to now. We just received the contract from the owner and that has a clause about us having to buy renter's insurance against fire and other damages.
Could someone please, please tell me if this is standard? What companies are generally used? Also, to do this, I'd have to be familiar with the rental, e.g. furniture, last renovated, layout, etc. so I'm unclear on how I would even get a policy.
I'd really appreciate some insight because I'm pretty confused at the moment.