I have the Chase Marriott Visa Premier Card - I will be in France and the UK next month. The card has the chip - Chase says you don't need a PIN and doesn't offer one. Has anyone had experience using this card in Europe? Is the PIN needed? Especially at automated kiosks? Which is really where you want to be able to use the card!
I agree with all the threads and forums - the US Banking industry is SO FAR antiquated compared to the ROW.