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Debit Cards

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England
posts: 26
Debit Cards

I have a UK "Nationwide" Debit Card will I be OK using this in Barbados...........Thanks

Barbados
Destination Expert
for Barbados
posts: 2,404
reviews: 6
1. Re: Debit Cards

I've used my Halifax debit card over here but they charged me a transaction fee. Check with your bank!!

MAIDENHEAD, UK
Destination Expert
for Barbados
posts: 2,486
reviews: 1
2. Re: Debit Cards

Your Nationwide Debit card will be fine ...well mine has been for the past 5 years !!...in fact the best UK bank debit card ..except once ...see below

There are no fees at an ATM ..no transaction charges or withdrawal fees

When used outside Europe ( ie in Barbados) there is however now a 1% exchange rate loading which NW now pass on from Visa.

This is built into the exchange rate that is shown on your statement

Being a Visa card you do ( IMO) get a slightly better rate than with Mastercard

One word of caution ......Until April 2009 I experienced no problems when using my NW DC . On this occasion when I first used it at a Barbados ATM I discovered it was 'locked'

When I rang up I was told it was a security measure!!! It was resolved quickly ...but i still had to make the call..

I already knew that you had to advise your CREDIT card supplier but previously had not bothered about my debit card

Anyhow when I went to Calais in November I thought i would call NW to advise them that I might be using my Debit Card ..... i was told that there was no way they could put a 'note' on my Debit Card account ... the locking procedure was activated by computer and was random

I intend to take this up with them again before I go in April 2010

So a word of caution ...just ensure you have the UK contact details for NW ..in case this happens again

The NW Credit Card ( for goods & purchases ONLY) now also has this 1% Visa loading ..so there are better Credit Cards from the Post Office or Santander Zero ...but they are both Mastercards

See here for further info (UK only)

moneysavingexpert.com/travel/cheap-travel-mo…

England
posts: 26
3. Re: Debit Cards

Thank you for your prompt respose, especially mdp963....

Henley on Thames
posts: 2,273
reviews: 18
4. Re: Debit Cards

I've had the same problem of a locked card so now I drop by the ATM on the first or second day and just check if I can make a withdrawal instead of waiting until I am low on cash, gives you time to sort it out.

England
posts: 26
5. Re: Debit Cards

Great advice thank you.....

6. Re: Debit Cards

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