Me and my partner have booked a holiday with virgin to las vegas and new york. Today I receive an email from virgin telling me that my virgin flight to las vegas from london gatwick has been cancelled and they gave me an option to go a day earlier for £120 for an extra night. My hotel in gatwick is none refundable and cant change the dates and its costing me £70 to change my newcastle to london gatwick flight to change the date. Ive paid £190 for something thats not my fault and lost £109 for the hotel. I have holiday insurance, is it likely they can sort it?