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Can you recommed me a good UK travel insurance company?

London, United...
posts: 73
reviews: 3
Can you recommed me a good UK travel insurance company?

Hi

My Mother (67)is going on holiday to LA soon for 40 days.

Has anybody ever purchased travel insurance through multitrip.com or Greatcover.com as they come up in confused.com searches.

Or anyone that can reccommend a good budget Travel insurance company.

Insure and Go,Atlas,Flexicover Direct and Saga?

Thanks

31 replies to this topic
Cala d'Or, Spain
posts: 3,415
reviews: 101
1. Re: Can you recommed me a good UK travel insurance company?

Good and budget are not a good mix when it comes to travel insurance. You need to pay for quality insurance especially as your elderly mother is going to America.

I think Saga Insurance is a good place to start, but shop around not for the cheapest but for the best level of cover for your mother. Read the T&Cs and disclose any preexisting medical conditions your mother has.

Tamworth, United...
Destination Expert
for Staffordshire
posts: 8,560
reviews: 8
2. Re: Can you recommed me a good UK travel insurance company?

They don't exist. They'll try to get out of whatever they can. As said above you get what you pay for. Be honest when filling in the forms and keep your fingers crossed nothing happens.

Liverpool, UK
posts: 11,488
reviews: 23
3. Re: Can you recommed me a good UK travel insurance company?

Good and budget might not be the same thing - the following companies were recommended by the Daily Telegraph (Travel Section) for independent travellers but you'll need to search these and others to find the best policy as I would expect premiums to vary considerably from insurer to insurer.

http://www.postoffice.co.uk/

http://www.pjhayman.com/

barclays.co.uk/Insurance/…P1242579693897

Edited: 4:14 pm, July 22, 2013
Birmingham, United...
posts: 3,711
reviews: 23
4. Re: Can you recommed me a good UK travel insurance company?

Check out moneysupermarket it's a comparison website very good with lots of policies you can compare. I've used Flexicover before, very good and Columbus

Warwickshire...
posts: 1,193
reviews: 34
5. Re: Can you recommed me a good UK travel insurance company?

We used Direct Travel, and they paid out when I had to cancel at short notice due to a life-threatening illness. We (well, MrP as I was too ill) had to fill in various forms and get a doctor's certificate, but they paid up in full with little hassle.

wirral
posts: 16,124
reviews: 81
6. Re: Can you recommed me a good UK travel insurance company?

I too have an annual travel insurance policy with Direct Travel. I have been insured with them for 12 years and had 2 claims for cancellation ( close family death and personal illness).Once I provided the proofs claims were settled with no hassle.

Insurance is not about cost.It is about how you are treated in the unlikely event of a claim.Do not go for the cheapest.

MERSEYSIDE
posts: 3,904
reviews: 56
7. Re: Can you recommed me a good UK travel insurance company?

Had a very good experience with flexicover when they brought mum home in air ambulance. They took over and organised everything and I totally disagree when people say they just try to wriggle out of paying. This was not our experience at all, they could not have been more caring and professional.

Agree with disclosing everything though

Salisbury, United...
posts: 3,295
reviews: 95
8. Re: Can you recommed me a good UK travel insurance company?

Whatever you do don't scrimp on insurance if you are going to the States, make sure you have adequate cover in case of emergencies. Generally, the cheaper the cost the less cover you have. Many people have been caught out. Any pre existing conditions must be declared otherwise your policy could be null and void.

9. Re: Can you recommed me a good UK travel insurance company?

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London, United...
posts: 867
reviews: 47
10. Re: Can you recommed me a good UK travel insurance company?

I would recommend Liverpool Victoria (now for some reason called LV=) or John lewis.

I've been with LV for many years, and although I've never needed to claim on the travel insurance, I've had claims against car and household insurance with them, and they paid out very promptly.

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