I went in to my favorite bakery for a gift card only transaction Sunday morning and used a credit card for the purchase. The charge system asked for a 15%, 20%, 25% gratuity for the transaction. I declined and felt guilty so made an apology...to the clerk about not tipping for the two minute transaction for a gift card. Her response was “I really don’t care to hear your excuse”. Needless to say it left me feeling why am I doing business here when other business are more than happy to sell gift cards.More